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Business & Money

A prime function of SheVille is the promotion,  support and affordable advertising offered to small businesses in Asheville and Western North Carolina.  In this section we intend to provide helpful information for business and financial self-sufficiency.  Sheville.org offers opportunities for women in business and  business owners generally, to advertise their businesses and to write educational information about their product(s) or services.  Support for independent businesses of all kinds is the bedrock of all local communities.
OnTrack Women’s Financial Empowerment Center     Self-Help Credit Union and Financial Services     The Community Foundation of Western North Carolina     Small Business and Technology Development Center     AB Tech Small Business Center     Western Women’s Business Center

Gender remains one of climate change’s great inequalities

Sales agent Shumitra Chaudhari in the shop she has recently opened selling clean energy and beauty products in Kailali District, Nepal (Photo: Ashden)

Globally, women are more affected by climate change. Sweden’s deputy prime minister and the head of the Green Climate Fund say they must be brought into the discussion

Gender often remains the untold story behind climate change. After the television snapshots of devastation wrought by climate-induced disasters, our thoughts often remain with the local people forced to deal with the wreckage.


Charlottesville: What the Data Say on Women of Color

The recent “Unite the Right” events in Charlottesville saw the mobilization of violent individuals by organizations working to exploit hate and fear in an effort to advance white supremacy.  The emboldened white nationalist movement in the United States requires redoubled efforts to address racism in America in all its forms, from structural racism and inequitable public policies, to outright terror.


A PREDATORY MODEL that can’t be fixed: Why banks should be kept from reentering the payday loan business

By the Progressive Blog Policy Watch

[Editor’s note: In the new Washington, D.C. of Donald Trump, many once-settled policies in the realm of consumer protection are now “back on the table” as predatory businesses push to take advantage of the president’s pro-corporate/anti-regulatory stances. A new report from the Center for Responsible Lending (“Been there; done that: Banks should stay out of payday lending”) explains why one of the most troubling of these efforts – a proposal to allow banks to re-enter the inherently destructive business of making high-interest “payday” loans should be fought and rejected at all costs.]

Banks once drained $500 million from customers annually by trapping them in harmful payday loans. In 2013, six banks were making triple-digit interest payday loans, structured just like loans made by storefront payday lenders. The bank repaid itself the loan in full directly from the borrower’s next incoming direct deposit, typically wages or Social Security, along with annual interest averaging 225% to 300%.


The massive farms harnessing an invisible force

There is nothing out here to highlight the scale of these machines. A blue-grey sky hangs behind the enormous structures; the boat we are on, 4 miles (7km) offshore from Liverpool, bobs excitedly up and down on the swell of the sea. We’ve come to the Burbo Bank Extension wind farm to see an engineering marvel: the largest wind turbines in the world.

When one of the turbine’s blades swings to its highest point, it reaches 195m (640ft) – making these structures nearly twice as tall as Big Ben. The diameter of the turbines’ three colossal blades is greater than that of the London Eye. As the huge wings sail by, cutting the air, they make a gentle swooshing sound.

The very first offshore wind farm was a Danish project. But Britain now leads the world. The largest offshore wind farm on Earth is the UK’s London Array, a massive site of 175 turbines in the outer Thames estuary. Up to 5.2GW of electricity are provided by the country’s offshore turbines – almost as much as the rest of Europe’s sea-based wind farms put together, with more than two-thirds of continental Europe’s capacity. Beyond Europe, the rest of the world’s offshore wind totals just a few gigawatts.

 

 

 

 

 


American Civil Liberties Union WOMEN’S RIGHTS PROJECT & Action Events WNC

In 1961 the Supreme Court, under Chief Justice Earl Warren, unanimously upheld the constitutionality of a jury selection system that discriminated against women on the grounds that “women are at the center of home and family life.” The observation reflected dominant social values at the time, but the Court was unable then to see how such values thwarted the promise of equality for women implicit in the Constitution.


Citizens United vs. the Federal Elections Commission

 

written by Jane Edwards

“I see in the near future a crisis approaching that unnerves me and causes me to tremble for the safety of my country. As the result of the (Civil) War, corporations have been enthroned. … An era of corruption in high places will follow, and the money power of the country will endeavor to prolong its reign by working upon the prejudices of the people… until wealth is aggregated in a few hands… and the Republic is destroyed.” – Abraham Lincoln, 1864


When women sign off emails as men, doors open. It’s like magic!

By   in The Guardian

Picture this: you’re a woman. You’ve got a great idea for a startup, but you’re having trouble getting people to work with you on it. You have a sneaking suspicion it’s because of your gender … although then again, it could all be in your head. What do you do?

Invent a male co-founder, of course.

A pair of artists and entrepreneurs named Penelope Gazin and Kate Dwyer elicited grim laughter from women all over this week when they revealed they’d done just that in their quest to get their startup off the ground.  Continue reading


STAFF READ OF THE WEEK – Our Executive Director, Jasmine Beach-Ferrara, writes about building a new model of grassroots funding in the South

When we launched the Campaign for Southern Equality (CSE) in 2011, my living room became our “office”, no one was getting paid, and almost every foundation we approached turned us down, either because they didn’t fund LGBTQ work or because they thought our primary strategy at the time – winning marriage equality in the South by 2016 – was laughable.


Youth Financial Literacy – Important Tips from Starks Financial Group

In October 2016 and May 2017, Starks Financial Group sponsored several rock concerts for area middle and high schools.  Rock concerts, you say?  What on Earth does this have to do with financial literacy?  Well, these were very special rock concerts!  These concerts were in partnership with Funding the Future, a non-profit dedicated to helping get the word out to today’s young people about the importance of financial literacy.


Consumer financial Protection Bureau – UPDATES TO “KNOW BEFORE YOU OWE” MORTGAGE DISCLOSURE RULE

“A mortgage is one of the largest financial decisions a consumer will ever make, and CFPB’s rules help ensure consumers have the easy-to-understand information they need before making a decision that will significantly impact their financial lives,” said CFPB Director Richard Cordray. “Our updates will clarify parts of our mortgage disclosure rule to make for a smoother implementation process for lenders and consumers.” 


Which States Have The Smallest Gender Gap In STEM Occupations? by Hazel Garcia

It would seem as though hiring the candidate best qualified for a position, and paying them a fair and equitable wage, should represent an obvious and universal practice in the professional world. Unfortunately, that practice does not reflect the corporate standard in most companies, when the best-qualified candidate is also a woman. The gender wage gap irrationally persists as a prominent example of the continued influence of gender bias in the workplace.


EQUAL PAY DAY: What You Need to Know about the Gender Wage Gap in 2017

 

Equal Pay Day 2017 is Tuesday, April 4, marking how far into the year that women must work to earn what men earned in the previous year. Women make up almost half of the workforce, are the sole or co-breadwinner in half of American families with children, and are graduating from college at higher rates than men. Yet, on average, women continue to earn considerably less than men. In 2015, women working full-time, year-round made only 80 cents for every dollar earned by men, a gender wage gap of 20 percent.


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