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Business & Money

A prime function of SheVille is the promotion,  support and affordable advertising offered to small businesses in Asheville and Western North Carolina.  In this section we intend to provide helpful information for business and financial self-sufficiency.  Sheville.org offers opportunities for women in business and  business owners generally, to advertise their businesses and to write educational information about their product(s) or services.  Support for independent businesses of all kinds is the bedrock of all local communities.
OnTrack Women’s Financial Empowerment Center     Self-Help Credit Union and Financial Services     The Community Foundation of Western North Carolina     Small Business and Technology Development Center     AB Tech Small Business Center     Western Women’s Business Center

Mountain BizWorks : Think Outside the Boss with Molly Hemstreet and Franzi Charen August 23 @ 5:30 pm – 7:30 pm

Think Outside The Boss

Join The Industrial Commons co-directors’ Molly Hemstreet and Franzi Charen as they lead an exploration into the variety of ways businesses can democratize ownership. Whether you’re interested in starting a cooperative business, joining a coop, or transitioning your business into a cooperative workplace, this lab is a great place to start. Gain an understanding of the power that cooperatives have to transform communities and build better businesses. $15.00

For more information or to register go to: Mountain BizWorks Cooperatives


OnTrack Financial Education Class Schedule through September, 2017

All Classes are free of charge unless otherwise noted.

Pre-registration is required for all classes. Call 828-255-5166 to register.

Housing Classes

Homebuyer Education – ($50.00 participant fee, add 3 credit reports and FICO scores for $15.00) held at OnTrack WNC Offices)

(2-part class) Saturdays, May 13 & 20 from 9:00 am to 3:00 pm

(4-part class) Mondays and Wednesdays, June 12, 14, 19 & 21 from 5:30 to 8:30 pm

(2-part class) Saturdays,  July 15 & 22 from 9:00 am to 3:00 pm

(4-part class) Tuesdays and Thursdays, August 15, 17, 22 & 24 from 5:30 to 8:30 pm

(2-part class) Saturdays, September 9 & 16 from 9:00 am to 3:00 pm 


A PREDATORY MODEL that can’t be fixed: Why banks should be kept from reentering the payday loan business

By the Progressive Blog Policy Watch

[Editor’s note: In the new Washington, D.C. of Donald Trump, many once-settled policies in the realm of consumer protection are now “back on the table” as predatory businesses push to take advantage of the president’s pro-corporate/anti-regulatory stances. A new report from the Center for Responsible Lending (“Been there; done that: Banks should stay out of payday lending”) explains why one of the most troubling of these efforts – a proposal to allow banks to re-enter the inherently destructive business of making high-interest “payday” loans should be fought and rejected at all costs.]

Banks once drained $500 million from customers annually by trapping them in harmful payday loans. In 2013, six banks were making triple-digit interest payday loans, structured just like loans made by storefront payday lenders. The bank repaid itself the loan in full directly from the borrower’s next incoming direct deposit, typically wages or Social Security, along with annual interest averaging 225% to 300%.


The massive farms harnessing an invisible force

There is nothing out here to highlight the scale of these machines. A blue-grey sky hangs behind the enormous structures; the boat we are on, 4 miles (7km) offshore from Liverpool, bobs excitedly up and down on the swell of the sea. We’ve come to the Burbo Bank Extension wind farm to see an engineering marvel: the largest wind turbines in the world.

When one of the turbine’s blades swings to its highest point, it reaches 195m (640ft) – making these structures nearly twice as tall as Big Ben. The diameter of the turbines’ three colossal blades is greater than that of the London Eye. As the huge wings sail by, cutting the air, they make a gentle swooshing sound.

The very first offshore wind farm was a Danish project. But Britain now leads the world. The largest offshore wind farm on Earth is the UK’s London Array, a massive site of 175 turbines in the outer Thames estuary. Up to 5.2GW of electricity are provided by the country’s offshore turbines – almost as much as the rest of Europe’s sea-based wind farms put together, with more than two-thirds of continental Europe’s capacity. Beyond Europe, the rest of the world’s offshore wind totals just a few gigawatts.

 

 

 

 

 


Which States Have The Smallest Gender Gap In STEM Occupations? by Hazel Garcia

It would seem as though hiring the candidate best qualified for a position, and paying them a fair and equitable wage, should represent an obvious and universal practice in the professional world. Unfortunately, that practice does not reflect the corporate standard in most companies, when the best-qualified candidate is also a woman. The gender wage gap irrationally persists as a prominent example of the continued influence of gender bias in the workplace.


Citizens United vs. the Federal Elections Commission

 

written by Jane Edwards

“I see in the near future a crisis approaching that unnerves me and causes me to tremble for the safety of my country. As the result of the (Civil) War, corporations have been enthroned. … An era of corruption in high places will follow, and the money power of the country will endeavor to prolong its reign by working upon the prejudices of the people… until wealth is aggregated in a few hands… and the Republic is destroyed.” – Abraham Lincoln, 1864


DON’T BE FOOLED by the fake “repeal” of HB2

 

A message from the ACLU of North Carolina. Rather than cleanly repeal House Bill 2 March 30th, the North Carolina General Assembly passed and Governor Roy Cooper signed a new law — HB 142 — that keeps in place many of the most harmful parts of HB 2. It is not a real repeal, and it doesn’t leave North Carolina the way it was before HB 2 was rushed into law last year.


Turn South: Southern Women for Change

Supporting rural Southern women as human rights leaders to end poverty 

Women uniting for change  ~  Women combating sexism, racism, classism  ~ Women tackling inequality

The work is guided by the belief that to truly empower women and end poverty we must build a political culture in the U.S. that promotes and protects human rights.   Visit Turn South: Southern Women for Change


Organic Growers School hosts 4th Annual Harvest Conference September 8 & 9

Photo by Amelie Fletcher

ORGANIC GROWERS SCHOOL (OGS) will host the upcoming 4th annual Harvest Conference, for backyard gardeners, urban farmers, and homesteaders of all skill levels on Friday, September 8 and Saturday, September 9, 2017 at Warren Wilson College in Swannanoa, NC.

The event focuses on fall & winter growing, food preservation & storage, fermentation, cooking from scratch, and sustainability skills. The learning continues on Sunday with a Root Crop Production workshop at LIving Web Farms in Mills River, NC.


Youth Financial Literacy – Important Tips from Starks Financial Group

In October 2016 and May 2017, Starks Financial Group sponsored several rock concerts for area middle and high schools.  Rock concerts, you say?  What on Earth does this have to do with financial literacy?  Well, these were very special rock concerts!  These concerts were in partnership with Funding the Future, a non-profit dedicated to helping get the word out to today’s young people about the importance of financial literacy.


Consumer financial Protection Bureau – UPDATES TO “KNOW BEFORE YOU OWE” MORTGAGE DISCLOSURE RULE

“A mortgage is one of the largest financial decisions a consumer will ever make, and CFPB’s rules help ensure consumers have the easy-to-understand information they need before making a decision that will significantly impact their financial lives,” said CFPB Director Richard Cordray. “Our updates will clarify parts of our mortgage disclosure rule to make for a smoother implementation process for lenders and consumers.” 


EQUAL PAY DAY: What You Need to Know about the Gender Wage Gap in 2017

 

Equal Pay Day 2017 is Tuesday, April 4, marking how far into the year that women must work to earn what men earned in the previous year. Women make up almost half of the workforce, are the sole or co-breadwinner in half of American families with children, and are graduating from college at higher rates than men. Yet, on average, women continue to earn considerably less than men. In 2015, women working full-time, year-round made only 80 cents for every dollar earned by men, a gender wage gap of 20 percent.


#GrabYourWallet – Shop These Companies

The #GrabYourWallet boycott on Twitter is one example of an anti-Trump protest that appears to have had significant results. Founded last fall by Shannon Coulter and Sue Atencio, Grab Your Wallet seeks to convince companies to stop selling Trump-branded products through organized boycotts.

Here’s  the list of Trump-free companies to shop.


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