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Why Cities Should Care about Family Financial Security

A city is only as strong as the people who live in it. When residents struggle to make ends meet, cities can too.

Over the course of a year, roughly one in four American families at all income levels will lose a job, experience a sharp drop in income, or suffer an injury or illness that limits the ability to work.

“This isn’t just a low-income issue, it’s a middle-income issue, and to some extent, it’s also a high-income issue,” said Caroline Ratcliffe, senior fellow at the Urban Institute.

For families, these income disruptions mean being more likely to miss housing or utility payments, receive public benefits, and, worst-case scenario, be evicted from their homes. Evictions in particular can have long-term effects on families, especially children.

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