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Date(s) - 01/01/2018 - 01/31/2018
12:00 am

OnTrack Financial

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Housing Classes
Homebuyer Education Series – ($50.00 participant fee)  
Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (2-part class) Saturdays, January 20 & 27 from 9:00 am to 3:00 pm
Money Management and Credit Classes
Manage Your Money Series
Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Tuesdays, January 9, 16 & 23 from 5:30 to 8:00 pm 
Understanding Credit. Get it. Keep it. Improve it.
Find out what credit is and why it’s important. Understand what affects your credit score. Gain knowledge of method to repair or establish credit. 
  • Friday, January 5 from 12:00 to 1:30 pm
  • Monday, January 8 from 5:30 to 7:00 pm                                   
  • Thursday, January 18 from 12:00 to 1:30 pm                             
  • Monday, January 22 from 5:30 to 7:00 pm
  • Tuesday, January 30 from 12:00 to 1:30 pm 
Budgeting and Debt Class
A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt. 
  • Thursday, January 4 from 5:30 to 7:00 pm 
  • Monday, January 8 from 12:00 to 1:30 pm                         
  • Thursday, January 18 from 5:30 to 7:00 pm
  • Friday, January 26 from 12:00 to 1:30 pm
  • Tuesday, January 30 from 5:30 to 7:00 pm                              
Women’s Financial Empowerment Center
Dreaming of a Debt Free Life

Everyone has a different solution for managing debt.  This class will address the financial and emotional impact of being in debt and discuss the array of options for managing your debt.   
  • Thursday, January 11 from 12:00 to 1:30 pm
  • Wednesday, January 17 from 5:30 to 7:00 pm
Savings & Goal Setting

Learn how to create realistic savings goals and plan the steps needed to reach them! 
  • Monday, January 22 from 12:00 to 1:30 pm
Pre-registration required. Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices
50 S. French Broad Ave, Second Floor 
OnTrack WNC | 828-255-5166 |


OnTrack WNC Financial Education & Counseling, formerly CCCS of WNC, is western North Carolina’s trusted, non-profit source for financial education and counseling, helping people rewrite their financial stories since 1973. For more information visit our website at To make an appointment with one of our financial counselors 
or to register for an education class, call 828-255-5166 or 1-800-737-5485.

SheVille Team

We are a one-of-a-kind magazine that provides local, regional, national and international information about women’s lives and education, performing and visual arts and writing, the environment, green living and sustainability and regional Western North Carolina business, people and events. “Villages preserve culture: dress, food and dance are a few examples. As villages grow in population and turn into towns, local cafes make way for large American chains. Handmade leather sandals are discarded for a pair of Western sneakers. Due to its small size, a village fosters a tight-knit sense of community. explains the meaning of the African proverb, “It takes a village,” by stating that a sense of community is critical to maintaining a healthy society. Village members hold a wealth of information regarding their heritage: they know about the ancient traditions, methods of production and the resources of the land. When villages become dispersed or exterminated in times of war, this anthropological knowledge disappears. Large cities are not as conducive to growing and producing foods such as fruits and vegetables. Villages, on the other hand, usually have ample amounts of land and other resources necessary for growing conditions.” The Importance of Villages by Catherine Capozzi Our Mission provides readers with information important to women’s lives and well-being. We focus primarily on the areas of education & health, business & finance, the arts & the environment. We are particularly interested in local & regional resources, organizations & events.

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