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OnTrack Financial’s Resource Digest September 10, 2020

Information is changing rapidly as programs develop. For the most up-to-date information on a topic discussed in a Resource Digest, please visit this page where we will list any updates to information we have previously shared.

Nationwide Moratorium (Pause) on Evictions Declared through December 31, 2020 to Contain COVID-19 Spread
 
  • The Centers for Disease Control and Prevention (CDC) has halted rental evictions nationwide through December 31, 2020.
  • Unpaid rent, fees, and interest will still be due at the end of the moratorium.
  • To be eligible, renters must earn $99,000 or less for an individual tax return filer or $198,000 or less for joint tax return filers.
  • Read more details from the CDC here
 
To Protect Yourself, Make Sure:
 
  • Whenever possible, make a partial rental payment to show your commitment to paying your rent, and make sure to keep a record (receipts, canceled checks, etc.) to show the partial payments you’ve made.
  • Keep copies of all emails or letter communication with your landlord, including summaries of any verbal agreements/discussions regarding the signed form, rental payment agreements, or other discussions you’ve had (that’s right; if you’ve had a verbal conversation, follow up with a summary email to your landlord to keep track of all communication). Doing this will cut down on confusion later.
Need Help? We are Offering Emergency Cash Flow, Debt, and Foreclosure Prevention Counseling.
Call us at 255-5166 to be screening for one of our counseling appointments. If you prefer to do your screening online instead of calling us, click here to take the first step in our online intake process. All counseling is now done on Zoom (or phone if you don’t have computer, smart phone, or internet access).
 
 

OnTrack WNC Financial Education & Counseling is western North Carolina’s trusted, non-profit source for financial education and counseling, helping people rewrite their financial stories since 1973. 

 
 

 

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